:root{--navy:#06172a;--navy2:#0a2e50;--blue:#0a5b97;--blue2:#0f6ead;--gold:#f0b90b;--gold2:#ffd54a;--ink:#122131;--muted:#5d6b79;--line:#dbe3ea;--paper:#f6f8fa;--white:#fff;--shadow:0 24px 60px rgba(6,23,42,.14);--radius:22px;--max:1200px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px;top:0}.skip:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:9999}
.topbar{background:var(--navy);color:#cfe0ed;font-size:13px}.topbar .container{display:flex;justify-content:flex-end;gap:26px;padding:8px 0}.topbar a:hover{color:#fff}.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(10,46,80,.09)}.header-row{height:94px;display:flex;align-items:center;gap:34px}.brand{display:flex;align-items:center;gap:13px;min-width:265px}.brand img{height:76px;width:auto;object-fit:contain}.brand-text{line-height:1}.brand-text strong{font-family:Georgia,serif;display:block;color:var(--navy);letter-spacing:.07em;font-size:18px}.brand-text span{display:block;margin-top:8px;color:#6c7a88;font-size:10px;letter-spacing:.18em;text-transform:uppercase}.nav{display:flex;align-items:center;gap:21px;margin-left:auto}.nav>a,.nav .drop>a{font-weight:650;font-size:14px;color:#203247}.nav>a:hover,.nav .drop>a:hover{color:var(--blue)}.drop{position:relative}.drop-menu{display:none;position:absolute;top:28px;left:-18px;min-width:260px;padding:12px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}.drop:hover .drop-menu,.drop:focus-within .drop-menu{display:block}.drop-menu a{display:block;padding:10px 12px;border-radius:9px;font-size:13px}.drop-menu a:hover{background:var(--paper);color:var(--blue)}.nav-cta{background:var(--gold);color:var(--navy)!important;padding:11px 16px;border-radius:999px}.nav-cta:hover{background:var(--gold2)!important}.menu-btn{display:none;margin-left:auto;border:0;background:var(--navy);color:#fff;width:44px;height:44px;border-radius:10px;font-size:20px}
.hero{background:linear-gradient(130deg,#f8fafc 0%,#fff 56%,#eef5fa 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:54px;align-items:center;min-height:700px;padding:72px 0}.eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:28px;height:3px;background:var(--gold);border-radius:9px}.legal-clarifier{margin:0 0 14px;display:flex}.hero h1,.page-hero h1{font-family:Georgia,serif;color:var(--navy);font-size:clamp(44px,5vw,70px);line-height:1.02;letter-spacing:-.035em;margin:18px 0 20px}.hero p{font-size:19px;color:#46596c;max-width:690px}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border-radius:999px;font-weight:750;border:2px solid transparent;transition:.2s}.btn-primary{background:var(--gold);color:var(--navy)}.btn-primary:hover{transform:translateY(-1px);background:var(--gold2)}.btn-secondary{border-color:#cbd8e2;background:#fff;color:var(--navy)}.btn-secondary:hover{border-color:var(--blue);color:var(--blue)}.hero-art{position:relative}.hero-art img{border-radius:28px;box-shadow:var(--shadow)}.hero-seal{position:absolute;left:-30px;bottom:-36px;background:#fff;width:146px;height:146px;border-radius:50%;padding:18px;box-shadow:var(--shadow);display:grid;place-items:center}.hero-seal img{box-shadow:none;border-radius:0;max-height:112px;width:auto}
.proof{background:var(--navy);color:#fff}.proof-grid{display:grid;grid-template-columns:repeat(5,1fr)}.proof-item{padding:28px 18px;text-align:center;border-right:1px solid rgba(255,255,255,.11)}.proof-item:last-child{border:0}.proof strong{display:block;font-family:Georgia,serif;color:var(--gold2);font-size:30px;line-height:1.1}.proof span{display:block;margin-top:7px;color:#d3e0ea;font-size:12px;text-transform:uppercase;letter-spacing:.1em}
section{padding:88px 0}.section-head{max-width:780px;margin-bottom:38px}.section-head.center{text-align:center;margin-left:auto;margin-right:auto}.section-head h2{font-family:Georgia,serif;color:var(--navy);font-size:clamp(34px,4vw,50px);line-height:1.1;margin:12px 0}.section-head p{color:var(--muted);font-size:17px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:28px;box-shadow:0 8px 26px rgba(6,23,42,.05);transition:.22s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card .kicker{font-size:11px;color:var(--blue);font-weight:800;letter-spacing:.12em;text-transform:uppercase}.card h3{font-family:Georgia,serif;color:var(--navy);font-size:25px;line-height:1.15;margin:12px 0}.card p{color:var(--muted);font-size:14px}.card .link{display:inline-flex;margin-top:12px;color:var(--blue);font-weight:750;font-size:13px}.card .link:after{content:"  →";margin-left:6px}.dark{background:var(--navy);color:#fff}.dark .section-head h2,.dark .section-head p{color:#fff}.dark .section-head p{opacity:.76}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.split img{border-radius:var(--radius);box-shadow:var(--shadow)}.checklist{list-style:none;padding:0;margin:26px 0}.checklist li{position:relative;padding:9px 0 9px 34px}.checklist li:before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e9f4fb;color:var(--blue);font-weight:900;font-size:12px}.dark .checklist li:before{background:rgba(240,185,11,.16);color:var(--gold2)}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}.step{counter-increment:step;padding:28px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}.step:before{content:"0" counter(step);font-family:Georgia,serif;font-weight:700;color:var(--gold);font-size:30px}.step h3{font-family:Georgia,serif;color:var(--navy);margin:10px 0 8px;font-size:22px}.step p{color:var(--muted);font-size:14px}.band{background:linear-gradient(120deg,#0a2f52,#0a5b97);color:#fff;border-radius:32px;padding:54px}.band h2{font-family:Georgia,serif;font-size:40px;margin:0 0 12px}.band p{color:#d7e6f2;max-width:760px}.band .btn-secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}.band .btn-secondary:hover{border-color:#fff}.special-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.image-card{min-height:360px;position:relative;border-radius:var(--radius);overflow:hidden;background:var(--navy)}.image-card img{width:100%;height:100%;object-fit:cover}.image-card .overlay{position:absolute;inset:auto 0 0;padding:28px;background:linear-gradient(transparent,rgba(3,15,27,.96));color:#fff}.image-card h3{font-family:Georgia,serif;font-size:28px;margin:0 0 7px}.image-card p{font-size:14px;color:#d6e4ee;margin:0;max-width:540px}.image-card .link{display:inline-block;margin-top:10px;color:var(--gold2);font-weight:750}
.testimonials{background:var(--paper)}.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.quote{background:#fff;border-radius:var(--radius);padding:30px;border:1px solid var(--line)}.quote blockquote{font-family:Georgia,serif;color:var(--navy);font-size:20px;line-height:1.45;margin:0 0 22px}.quote cite{font-style:normal;color:var(--muted);font-size:13px;font-weight:700}.family{display:grid;grid-template-columns:.85fr 1.15fr;gap:52px;align-items:center}.family-crest{display:flex;justify-content:center}.family-crest img{max-height:510px;width:auto}.mini-proof{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:25px}.mini-proof div{background:var(--paper);border-radius:15px;padding:18px}.mini-proof strong{display:block;font-family:Georgia,serif;color:var(--navy);font-size:24px}.mini-proof span{color:var(--muted);font-size:12px}
.page-hero{background:linear-gradient(135deg,#f7f9fb,#eef5fa);padding:66px 0}.page-hero .grid{display:grid;grid-template-columns:1fr .9fr;gap:50px;align-items:center}.page-hero h1{font-size:clamp(42px,4.5vw,62px)}.page-hero p{font-size:18px;color:#526476;max-width:720px}.page-hero img{border-radius:var(--radius);box-shadow:var(--shadow)}.pill-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.pill{font-size:12px;font-weight:750;color:#27445c;background:#fff;border:1px solid var(--line);padding:8px 12px;border-radius:999px}.content-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:50px}.prose h2,.prose h3{font-family:Georgia,serif;color:var(--navy)}.prose h2{font-size:36px;margin-top:0}.prose h3{font-size:25px;margin-top:34px}.prose p{color:#4d5f70}.sidebar{position:sticky;top:130px;align-self:start;background:var(--paper);border-radius:var(--radius);padding:26px;border:1px solid var(--line)}.sidebar h3{font-family:Georgia,serif;margin-top:0;color:var(--navy)}.sidebar .btn{width:100%;margin-top:10px}.service-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:24px 0}.service-list div{border:1px solid var(--line);border-radius:14px;padding:16px;background:#fff}.service-list strong{display:block;color:var(--navy);margin-bottom:4px}.service-list span{font-size:13px;color:var(--muted)}
.bio-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.bio{padding:32px;border:1px solid var(--line);border-radius:var(--radius)}.bio h3{font-family:Georgia,serif;font-size:30px;color:var(--navy);margin:0}.bio .role{color:var(--blue);font-weight:750;font-size:13px;margin:5px 0 18px}.bio p{color:var(--muted)}
.form-shell{display:grid;grid-template-columns:1.2fr .8fr;gap:45px}.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field.full{grid-column:1/-1}.field label{display:block;font-size:12px;font-weight:800;color:#35495d;letter-spacing:.03em;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd7e1;border-radius:11px;padding:12px 13px;color:var(--ink);background:#fff;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(10,91,151,.1)}.field textarea{min-height:118px;resize:vertical}.conditional{display:none}.conditional.visible{display:block}.form-note{font-size:12px;color:#6e7d8b;margin:15px 0}.alert{display:none;padding:14px 16px;border-radius:10px;margin-top:15px;background:#eef7ee;color:#285d31}.contact-stack{display:grid;gap:18px}.contact-box{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px}.contact-box h3{font-family:Georgia,serif;font-size:28px;margin:0 0 10px}.contact-box p,.contact-box a{color:#d7e4ee}.contact-box strong{color:var(--gold2)}
.faq{max-width:900px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy);font-size:17px}.faq p{color:var(--muted);padding-right:30px}.legal{font-size:11px;line-height:1.55;color:#84909c;margin-top:18px}
footer{background:#03111f;color:#b9c9d6;padding:60px 0 24px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr .9fr;gap:36px}.footer-brand{display:flex;align-items:center;gap:14px;margin-bottom:18px}.footer-brand img{height:92px;width:auto}.footer-brand strong{font-family:Georgia,serif;color:#fff;font-size:20px;letter-spacing:.06em}.footer h4{color:#fff;font-size:13px;letter-spacing:.1em;text-transform:uppercase;margin:0 0 15px}.footer-links a{display:block;padding:4px 0;font-size:13px}.footer-links span{display:block;padding:4px 0;font-size:13px}.footer-links a:hover{color:#fff}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;margin-top:42px;font-size:11px;color:#7f93a4}.footer-bottom div:last-child{text-align:right;max-width:720px}
@media(max-width:1050px){.nav{display:none;position:absolute;left:0;right:0;top:94px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}.drop-menu{position:static;box-shadow:none;border:0;padding:4px 0 0 14px;display:block}.menu-btn{display:block}.cards,.cards.three{grid-template-columns:repeat(2,1fr)}.proof-grid{grid-template-columns:repeat(3,1fr)}.proof-item:nth-child(3){border-right:0}.proof-item:nth-child(n+4){border-top:1px solid rgba(255,255,255,.1)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:780px){.topbar{display:none}.header-row{height:82px}.brand img{height:64px}.brand-text span{display:none}.hero-grid,.split,.page-hero .grid,.family,.content-grid,.form-shell{grid-template-columns:1fr}.hero-grid{padding:48px 0;min-height:auto}.hero-art{margin-top:10px}.hero-seal{width:110px;height:110px;left:12px;bottom:-20px}.hero-seal img{max-height:80px}.proof-grid{grid-template-columns:1fr 1fr}.proof-item{border-top:1px solid rgba(255,255,255,.1)}.proof-item:nth-child(odd){border-right:1px solid rgba(255,255,255,.11)}.proof-item:nth-child(even){border-right:0}.cards,.cards.three,.process-grid,.quotes,.special-grid,.bio-grid{grid-template-columns:1fr}.service-list{grid-template-columns:1fr}.sidebar{position:static}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.footer-bottom div:last-child{text-align:left}.page-hero{padding:44px 0}section{padding:64px 0}.band{padding:36px 28px}.band h2{font-size:33px}}


.footer-legal{display:flex;gap:22px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:38px;font-size:12px}.footer-legal a{color:#aebfcd}.footer-legal a:hover{color:#fff}.legal-page-section{background:#f6f8fa;padding:64px 0 88px}.legal-document{max-width:980px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:48px 52px;box-shadow:0 12px 38px rgba(6,23,42,.07);overflow-wrap:anywhere}.legal-document [data-custom-class="body"]{background:transparent!important}.legal-document h1{font-family:Georgia,serif!important;color:var(--navy)!important;font-size:42px!important;line-height:1.1!important;margin:0 0 8px!important;letter-spacing:-.02em}.legal-document h2{font-family:Georgia,serif!important;color:var(--navy)!important;font-size:25px!important;line-height:1.25!important;margin-top:34px!important}.legal-document h3{font-family:Georgia,serif!important;color:var(--navy)!important;font-size:20px!important;line-height:1.3!important}.legal-document [data-custom-class="subtitle"]{color:#748393!important;font-size:13px!important}.legal-document [data-custom-class="body_text"],.legal-document p,.legal-document li,.legal-document div{font-family:"Segoe UI",Arial,sans-serif}.legal-document [data-custom-class="body_text"]{color:#4d5f70!important;font-size:14px!important}.legal-document [data-custom-class="link"]{color:var(--blue)!important;font-size:14px!important}.legal-document a{text-decoration:underline;text-underline-offset:2px}.legal-document ul,.legal-document ol{padding-left:24px}.legal-broker-disclosure{margin:22px 0 30px;padding:18px 20px;border-left:4px solid var(--gold);background:#f8fafc;border-radius:0 12px 12px 0;color:#31465a!important;font-size:14px!important;line-height:1.65!important}.legal-broker-disclosure strong{color:var(--navy)}
@media(max-width:780px){.legal-page-section{padding:40px 0 64px}.legal-document{padding:30px 22px}.legal-document h1{font-size:34px!important}.footer-legal{gap:14px}}

.hp-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}